Jeevan Umang - Vision India Insurance

Jeevan Umang is a non-linked, with-profit, whole life insurance plan offered by the Life Insurance Corporation of India (LIC). It is a traditional life insurance policy that provides a combination of protection and savings benefits.

Under Jeevan Umang, the policyholder pays premiums for a specified period, and the policy provides life insurance coverage for the entire lifetime of the policyholder. Additionally, the policy also provides regular payouts in the form of annual dividends, which are payable throughout the policyholder’s lifetime.


Life Time Financial protection against Death

In the terrible event of passing within the period, the sum assured with bonuses will be payable till 100 years of age.

Profit Sharing till Maturity

LIC releases its annual valuation results.
All policyholders will receive a bonus according to the valuation results announced by LIC.

Additional Accident Benefit

By paying small extra premium amount, you can secure your life for high insurance protection on natural or accidental death by opting DAB and Term Rider.

Yearly Returns in the form of Survival Benefit

At the conclusion of the premium-paying term, it provides an 8% Survival Benefit to cover ongoing expenses.

Plan Conditions

Minimum Age At Entry90 Days (Completed)
Maximum Age At Entry55 Years (NBD) For PPT -15 Years
50 Years (NBD) For PPT – 20 Years
45 Years (NBD) For PPT – 25 Years
40 Years (NBD) For PPT – 30 Years
PPT15, 20, 25 and 30 years
Minimum Age at the end of the PPT30 years (NBD)
Maximum Age at the end of the PPT70 years (NBD)
Age at Maturity100 years (NBD)
Policy Term[100 -Age At Entry] years
Minimum Basic Sum Assured₹ 2,00,000/-
Maximum Basic Sum AssuredNo Limit
Mode of PaymentYearly, Half Yearly, Quarterly, Monthly (NACH only), SSS

Basic Sum Assured shall be in multiples of ₹ 25,000/- only


Accidental Death and Disability Benefit Rider

Minimum Entry Age 18 years (Completed)
Maximum Entry Age The cover can be opted for at inception or at any policy anniversary thereafter, provided the outstanding premium paying term under the base plan is at least 5 years.
Maximum Cover Ceasing Age 70 years (NBD)
Minimum Sum Assured ₹ 10,000/-
Maximum Sum Assured ₹ 100 Lakh (Not exceed to the basic sum assured)

Sum Assured shall be available in multiples of ₹ 10,000/-

Accidental Death and Disability Benefit Rider

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