Dhan Sanchay - Vision India Insurance

LIC Dhan Sanchay

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LIC Dhan Sanchay is a single premium insurance plan offered by Life Insurance Corporation of India (LIC). The plan is designed to provide a guaranteed return on investment and offers a combination of insurance and investment. The main features of LIC Dhan Sanchay plan include a lump sum payout on maturity, and death benefit in case of the policyholder’s unfortunate demise during the policy term.

Choose this plan to Avail Tax Benefit on premium paid Tax saving under Sec 80C & 10(10D) Guaranteed maturity with life cover for securing family's future Sovereign guarantee as per Sec 37 of LIC Act

Single Premium: The policyholder pays the premium amount in a lump sum at the time of policy initiation.

Guaranteed Returns: The plan offers guaranteed returns on the premium amount paid, which is determined at the time of policy initiation.

Maturity Benefit: The policyholder is eligible for a lump sum payout at the end of the policy term.

Death Benefit: In the event of the policyholder’s death during the policy term, the nominee will receive the sum assured, along with any bonuses declared.

Bonus: The plan offers bonuses that are declared by LIC from time to time. These bonuses increase the sum assured and the maturity benefit.

Flexibility: The policyholder has the option to choose the policy term and sum assured.

Tax Benefits: The premium paid is eligible for tax deductions under Section 80C of the Income Tax Act. The maturity benefits are also tax-free under Section 10(10D) of the Income Tax Act.

Policy Term15 Years20 Years25 Years
Minimum Entry Age5 years (Completed)90 days (Completed)90 days (Completed)
Maximum Entry Age55 years50 years45 years
Minimum Maturity Age20 years (Completed)20 years (Completed)25 years (Completed)
Maximum Maturity Age70 years70 years70 years
Premium Paying Term11 years16 years21 years
Minimum Basic Sum


Maximum Basic Sum AssuredNo limit
  • Surrender Benefit
  • Paid-up Value
  • Rider Benefit
    • LIC’s Accidental Death and Disability Benefit Rider
    • LIC’s Accident Benefit Rider
    • LIC’s New Term Assurance Rider
    • LIC’s New Critical Illness Benefit Rider
    • LIC’s Premium Waiver Benefit Rider
  • Free Look Period
  • Grace Period
  • Policy Revival

So, What you are waiting for ? Fill your details to select the Plan.

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