Dhan Rekha - Vision India Insurance

Dhan Rekha Plan is a term insurance plan offered by the Life Insurance Corporation of India (LIC). This plan provides financial protection to the policyholder’s family in the event of their untimely demise. The plan offers a high sum assured at an affordable premium, making it an attractive option for individuals looking for a comprehensive life insurance policy.

Under the Dhan Rekha Plan, the policyholder can choose the amount of coverage they require based on their individual needs. The plan offers a range of coverage options, with the sum assured ranging from Rs. 50,000 to Rs. 5 lakhs.

The policy term for the Dhan Rekha Plan is between 5 and 25 years, with the premium payable annually or half-yearly. The plan does not offer any maturity or survival benefits, and the sum assured is payable only in the event of the policyholder’s death during the term of the policy.

It is important to note that the Dhan Rekha Plan is a pure term insurance plan, and does not offer any investment component. Therefore, it is recommended for individuals looking for pure risk coverage and not for those seeking to invest in a life insurance policy with an investment component.

 

Key Features:

Premium Title
Guaranteed Additions with Sum Assured at the time of Maturity
Single Premium and Limited Premium Payment options are available

Plan Benefits

Lower Premium for Female Lives

Premium Waiver Benefit Rider is available

 MinimumMaximum
  Age at Entry18 Years Completed55 Years for Policy Term  14 Years
51 Years for Policy Term  16 Years
48 Years for Policy Term  18 Years
45 Years for Policy Term  20 Years
Sum AssuredRs 1,00,00,000No Limit
Policy Term14 Years
16 Years
18 Years
20 Years
Premium Paying TermPolicy Term – 4 Years
Maturity Age69 Years for Policy Term  14 Years
67 Years for Policy Term  16 Years
66 Years for Policy Term  18 Years
65 Years for Policy Term  20 Years
Mode of PaymentYearly, Half Yearly, Quarterly, Monthly (NACH), SSS

 

The Basic Sum Assured shall be in Multiples of Rs. 5,00,000 / -

 MinimumMaximum
  Age at Entry18 Years Completed55 Years for Policy Term  14 Years
51 Years for Policy Term  16 Years
48 Years for Policy Term  18 Years
45 Years for Policy Term  20 Years
Sum AssuredRs. 10,000Rs 1,00,00,000
Cover Ceasing AgeAt the End of Policy Term

The Double Accident Sum Assured shall be in Multiples of Rs. 10,000 / -

 MinimumMaximum
  Age at Entry18 Years Completed55 Years for Policy Term  14 Years
  51 Years for Policy Term  16 Years
  48 Years for Policy Term  18 Years
  45 Years for Policy Term  20 Years
Sum AssuredRs 1, 00,000Rs. 25,00,000
Cover Ceasing AgeAt the End of Policy Term

The Term Assurance Sum Assured shall be in Multiples of Rs. 5,000 / -

The Term Assurance Sum Assured shall be in Multiples of Rs. 5,000 / -

 MinimumMaximum
  Age at Entry18 Years Completed55 Years for Policy Term  14 Years
51 Years for Policy Term  16 Years
48 Years for Policy Term  18 Years
45 Years for Policy Term  20 Years
Sum AssuredRs 1,00,000Rs. 25,00,000
Cover Ceasing AgeAt the End of Policy Term

The Critical Illness Sum Assured shall be in Multiples of Rs. 25,000 / -

Documents Required:

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+91-97919333444

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