/* Start custom CSS for html, class: .elementor-element-da61db9 *//* =====================================================
   MODERN LIC TERM INSURANCE LANDING SECTION
===================================================== */

.lic-hero-section,
.lic-hero-section * {
    box-sizing: border-box;
}


/* =====================================================
   MAIN SECTION
===================================================== */

.lic-hero-section {
    width: 100%;
    position: relative;
    overflow: hidden;

    background:
        radial-gradient(
            circle at 15% 20%,
            rgba(55, 125, 205, 0.25),
            transparent 35%
        ),
        linear-gradient(
            135deg,
            #123d68 0%,
            #1d5488 50%,
            #174a7c 100%
        );

    padding: 70px 5% 80px;

    font-family:
        Arial,
        Helvetica,
        sans-serif;

    color: #ffffff;
}


/* Decorative circles */

.lic-hero-section::before {
    content: "";

    position: absolute;

    width: 450px;
    height: 450px;

    border-radius: 50%;

    background:
        rgba(255,255,255,0.035);

    top: -220px;
    left: -160px;

    pointer-events: none;
}


.lic-hero-section::after {
    content: "";

    position: absolute;

    width: 500px;
    height: 500px;

    border-radius: 50%;

    border: 1px solid rgba(255,255,255,0.06);

    right: -260px;
    bottom: -250px;

    pointer-events: none;
}


/* =====================================================
   CONTAINER
===================================================== */

.lic-main-container {
    width: 100%;
    max-width: 1180px;

    margin: 0 auto;

    display: grid;

    grid-template-columns:
        minmax(0, 1.05fr)
        minmax(400px, 0.95fr);

    gap: 75px;

    position: relative;
    z-index: 2;

    align-items: center;
}


/* =====================================================
   LEFT CONTENT
===================================================== */

.lic-left-content {
    padding: 15px 0;
}


/* =====================================================
   TOP BADGE
===================================================== */

.lic-top-badge {
    display: inline-flex;

    align-items: center;

    gap: 9px;

    padding: 8px 15px;

    border-radius: 50px;

    background:
        rgba(255,255,255,0.10);

    border:
        1px solid rgba(255,255,255,0.16);

    color: #dcecff;

    font-size: 13px;

    font-weight: 600;

    margin-bottom: 24px;

    backdrop-filter: blur(10px);
}


.lic-top-badge span {
    width: 19px;
    height: 19px;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background: #f2c75c;

    color: #173e68;

    font-size: 12px;

    font-weight: 900;
}


/* =====================================================
   HEADING
===================================================== */

.lic-left-content h1 {
    margin: 0;

    max-width: 650px;

    color: #ffffff;

    font-size: clamp(
        38px,
        4vw,
        58px
    );

    line-height: 1.08;

    letter-spacing: -1.5px;

    font-weight: 800;
}


.lic-left-content h1 span {
    display: block;

    color: #f6d36b;
}


/* =====================================================
   DESCRIPTION
===================================================== */

.lic-hero-description {
    max-width: 560px;

    margin: 23px 0 22px;

    color: #d9e8f6;

    font-size: 16px;

    line-height: 1.7;
}


/* =====================================================
   PRICE
===================================================== */

.lic-price-text {
    display: inline-flex;

    align-items: center;

    gap: 8px;

    margin: 0 0 42px;

    color: #ffffff;

    font-size: 18px;

    font-weight: 500;
}


.lic-price-text strong {
    position: relative;

    color: #173e68;

    background: #f6d36b;

    padding: 8px 14px;

    border-radius: 9px;

    font-size: 21px;

    font-weight: 800;

    box-shadow:
        0 7px 20px
        rgba(0,0,0,0.15);
}


/* =====================================================
   BENEFITS TITLE
===================================================== */

.lic-benefits-title {
    position: relative;

    margin-bottom: 20px;

    color: #ffffff;

    font-size: 18px;

    font-weight: 700;
}


.lic-benefits-title::after {
    content: "";

    display: block;

    width: 45px;
    height: 3px;

    margin-top: 8px;

    border-radius: 10px;

    background: #f6d36b;
}


/* =====================================================
   BENEFITS GRID
===================================================== */

.lic-benefits-grid {
    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    gap: 15px;
}


/* =====================================================
   BENEFIT CARD
===================================================== */

.lic-benefit-card {
    min-width: 0;

    padding: 20px 17px;

    border-radius: 17px;

    background:
        rgba(255,255,255,0.075);

    border:
        1px solid
        rgba(255,255,255,0.10);

    transition:
        transform 0.25s ease,
        background 0.25s ease;

    backdrop-filter: blur(8px);
}


.lic-benefit-card:hover {
    transform: translateY(-5px);

    background:
        rgba(255,255,255,0.12);
}


/* =====================================================
   BENEFIT ICON
===================================================== */

.lic-icon {
    width: 42px;
    height: 42px;

    display: flex;

    align-items: center;
    justify-content: center;

    margin-bottom: 14px;

    border-radius: 12px;

    background:
        rgba(246,211,107,0.14);

    border:
        1px solid
        rgba(246,211,107,0.20);

    color: #f6d36b;

    font-size: 22px;
}


.lic-benefit-card h3 {
    margin: 0 0 8px;

    color: #ffffff;

    font-size: 16px;

    line-height: 1.25;

    font-weight: 700;
}


.lic-benefit-card p {
    margin: 0;

    color: #c8d9e9;

    font-size: 11px;

    line-height: 1.5;
}


/* =====================================================
   STATS
===================================================== */

.lic-stats-row {
    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    gap: 15px;

    margin-top: 24px;

    padding-top: 22px;

    border-top:
        1px solid
        rgba(255,255,255,0.12);
}


.lic-stat-item {
    display: flex;

    align-items: center;

    gap: 11px;

    min-width: 0;
}


.lic-stat-icon,
.lic-laurel {
    flex-shrink: 0;
}


.lic-stat-icon {
    color: #f6d36b;

    font-size: 25px;

    font-weight: 700;
}


.lic-laurel {
    width: 40px;
    height: 40px;

    display: flex;

    align-items: center;
    justify-content: center;

    border:
        1.5px solid
        rgba(246,211,107,0.70);

    border-radius: 50%;

    color: #f6d36b;

    font-size: 16px;
}


.lic-stat-number {
    color: #ffffff;

    font-size: 15px;

    font-weight: 800;

    white-space: nowrap;
}


.lic-stat-text {
    margin-top: 3px;

    color: #bcd0e3;

    font-size: 10px;

    line-height: 1.3;
}


/* =====================================================
   TRUST LINE
===================================================== */

.lic-trust-line {
    display: flex;

    align-items: center;

    flex-wrap: wrap;

    gap: 9px;

    margin-top: 27px;

    color: #d5e5f3;

    font-size: 12px;

    font-weight: 600;
}


.lic-trust-line span {
    color: #f6d36b;

    font-weight: 900;
}


/* =====================================================
   FORM CARD
===================================================== */

.lic-form-card {
    width: 100%;

    background: #ffffff;

    border:
        1px solid
        rgba(255,255,255,0.5);

    border-radius: 28px;

    padding: 32px;

    color: #202b36;

    box-shadow:
        0 25px 70px
        rgba(0,0,0,0.22);

    position: relative;
}


/* Gold top line */

.lic-form-card::before {
    content: "";

    position: absolute;

    left: 35px;
    right: 35px;

    top: 0;

    height: 4px;

    border-radius:
        0 0 10px 10px;

    background:
        linear-gradient(
            90deg,
            #d9ad3f,
            #f6d36b,
            #d9ad3f
        );
}


/* =====================================================
   FORM HEADER
===================================================== */

.lic-form-top {
    display: flex;

    align-items: center;

    gap: 14px;

    margin-bottom: 18px;
}


.lic-form-icon {
    width: 48px;
    height: 48px;

    flex-shrink: 0;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 14px;

    background:
        #eaf3fc;

    color: #225487;

    font-size: 22px;

    font-weight: 800;
}


.lic-form-card h2 {
    margin: 0;

    color: #183d63;

    font-size: 22px;

    line-height: 1.25;

    font-weight: 800;
}


.lic-form-top p {
    margin: 5px 0 0;

    color: #71808e;

    font-size: 12px;

    line-height: 1.4;
}


/* =====================================================
   PROGRESS
===================================================== */

.lic-form-progress {
    display: flex;

    gap: 5px;

    margin-bottom: 22px;
}


.lic-form-progress span {
    height: 3px;

    flex: 1;

    border-radius: 5px;

    background: #e7edf3;
}


.lic-form-progress span:first-child {
    background: #286cc2;
}


/* =====================================================
   SECTION HEADINGS
===================================================== */

.lic-form-section-title {
    display: flex;

    align-items: center;

    gap: 9px;

    margin-top: 20px;
    margin-bottom: 14px;

    padding-bottom: 9px;

    border-bottom:
        1px solid #e5ebf1;

    color: #225487;

    font-size: 14px;

    font-weight: 800;
}


.lic-form-section-title:first-of-type {
    margin-top: 0;
}


.lic-form-section-title span {
    width: 26px;
    height: 26px;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 8px;

    background: #edf4fb;

    color: #286cc2;

    font-size: 10px;

    font-weight: 800;
}


/* =====================================================
   FORM GROUP
===================================================== */

.lic-form-group {
    margin-bottom: 15px;
}


.lic-form-group label {
    display: block;

    margin-bottom: 6px;

    padding-left: 2px;

    color: #536271;

    font-size: 12px;

    font-weight: 700;
}


/* =====================================================
   INPUT + SELECT
===================================================== */

.lic-form-group input,
.lic-form-group select {
    width: 100%;

    height: 54px;

    border:
        1px solid #d9e0e7;

    border-radius: 13px;

    padding:
        0 15px;

    outline: none;

    background: #ffffff;

    color: #273542;

    font-family:
        Arial,
        Helvetica,
        sans-serif;

    font-size: 14px;

    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease,
        background 0.2s ease;
}


.lic-form-group input::placeholder {
    color: #9aa5af;
}


.lic-form-group input:focus,
.lic-form-group select:focus {
    border-color: #286cc2;

    background: #fbfdff;

    box-shadow:
        0 0 0 3px
        rgba(40,108,194,0.09);
}


/* =====================================================
   SELECT
===================================================== */

.lic-form-group select {
    cursor: pointer;

    appearance: auto;

    -webkit-appearance: auto;
}


.lic-form-group select:invalid {
    color: #9aa5af;
}


.lic-form-group select option {
    color: #273542;

    background: #ffffff;
}


/* =====================================================
   MOBILE INPUT
===================================================== */

.lic-mobile-input {
    height: 54px;

    display: flex;

    align-items: center;

    overflow: hidden;

    border:
        1px solid #d9e0e7;

    border-radius: 13px;

    background: #ffffff;

    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease;
}


.lic-mobile-input:focus-within {
    border-color: #286cc2;

    box-shadow:
        0 0 0 3px
        rgba(40,108,194,0.09);
}


.lic-country-code {
    height: 100%;

    display: flex;

    align-items: center;

    padding:
        0 13px;

    border-right:
        1px solid #e1e6eb;

    color: #394957;

    font-size: 13px;

    font-weight: 700;

    white-space: nowrap;
}


.lic-mobile-input input {
    height: 100% !important;

    border: none !important;

    border-radius: 0 !important;

    box-shadow: none !important;

    background: transparent !important;
}


/* =====================================================
   NO SPAM
===================================================== */

.lic-no-spam {
    display: flex;

    align-items: center;

    gap: 10px;

    margin:
        -2px 0 15px;

    padding:
        10px 12px;

    border-radius: 10px;

    background: #f2f6f9;

    color: #687683;

    font-size: 11px;

    line-height: 1.45;
}


.lic-no-spam span {
    font-size: 17px;

    flex-shrink: 0;
}


.lic-no-spam strong {
    color: #435464;
}


/* =====================================================
   DATE
===================================================== */

.lic-form-group input[type="date"] {
    color: #273542;

    cursor: pointer;
}


/* =====================================================
   CALLBACK BUTTON
===================================================== */

.lic-callback-btn {
    width: 100%;

    min-height: 62px;

    margin-top: 8px;

    border: none;

    border-radius: 14px;

    background:
        linear-gradient(
            135deg,
            #286fc4,
            #174f8a
        );

    color: #ffffff;

    font-size: 17px;

    font-weight: 800;

    cursor: pointer;

    display: flex;

    align-items: center;
    justify-content: center;

    gap: 12px;

    box-shadow:
        0 9px 22px
        rgba(35,102,177,0.25);

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        opacity 0.2s ease;
}


.lic-callback-btn:hover {
    transform: translateY(-2px);

    box-shadow:
        0 13px 27px
        rgba(35,102,177,0.32);
}


.lic-callback-btn:active {
    transform: translateY(0);
}


.lic-callback-btn:disabled {
    opacity: 0.65;

    cursor: not-allowed;

    transform: none;
}


.lic-button-arrow {
    width: 28px;
    height: 28px;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background:
        rgba(255,255,255,0.16);

    font-size: 19px;
}


/* =====================================================
   FORM MESSAGE
===================================================== */

#form-message {
    text-align: center;

    margin-top: 13px;

    font-size: 13px;

    line-height: 1.5;
}


/* =====================================================
   EXPERT TEXT
===================================================== */

.lic-expert-text {
    display: flex;

    justify-content: center;
    align-items: center;

    gap: 6px;

    margin-top: 17px;

    color: #657482;

    font-size: 12px;

    font-weight: 600;

    text-align: center;
}


.lic-expert-text span {
    color: #219653;

    font-weight: 900;
}


/* =====================================================
   DISCLAIMER
===================================================== */

.lic-disclaimer {
    margin-top: 12px;

    color: #8a949d;

    font-size: 10px;

    line-height: 1.6;

    text-align: center;
}


.lic-disclaimer a {
    color: #225487;

    font-weight: 700;

    text-decoration: none;
}


.lic-disclaimer a:hover {
    text-decoration: underline;
}


/* =====================================================
   TABLET
===================================================== */

@media (max-width: 1050px) {

    .lic-hero-section {
        padding:
            55px 4%
            65px;
    }


    .lic-main-container {
        grid-template-columns:
            1fr 1fr;

        gap: 35px;
    }


    .lic-left-content h1 {
        font-size: 42px;
    }


    .lic-form-card {
        padding: 27px;
    }


    .lic-benefit-card {
        padding: 16px 13px;
    }


    .lic-benefit-card h3 {
        font-size: 14px;
    }


    .lic-benefit-card p {
        font-size: 10px;
    }


    .lic-stat-number {
        font-size: 13px;
    }

}


/* =====================================================
   MOBILE
===================================================== */

@media (max-width: 767px) {

    .lic-hero-section {
        padding:
            35px 16px
            45px;

        overflow: hidden;
    }


    .lic-main-container {
        width: 100%;

        display: flex;

        flex-direction: column;

        gap: 35px;

        align-items: stretch;
    }


    /* LEFT */

    .lic-left-content {
        width: 100%;

        padding: 0;
    }


    .lic-top-badge {
        margin-bottom: 18px;

        font-size: 11px;

        padding:
            7px 12px;
    }


    .lic-left-content h1 {
        font-size: 34px;

        line-height: 1.12;

        letter-spacing: -0.8px;
    }


    .lic-hero-description {
        margin:
            17px 0;

        font-size: 14px;

        line-height: 1.6;
    }


    .lic-price-text {
        margin-bottom: 30px;

        font-size: 15px;

        flex-wrap: wrap;
    }


    .lic-price-text strong {
        font-size: 18px;

        padding:
            7px 11px;
    }


    /* BENEFITS */

    .lic-benefits-title {
        font-size: 16px;

        margin-bottom: 17px;
    }


    .lic-benefits-grid {
        grid-template-columns:
            repeat(2, 1fr);

        gap: 11px;
    }


    .lic-benefit-card {
        padding: 15px 12px;

        border-radius: 14px;
    }


    .lic-benefit-card:last-child {
        grid-column:
            span 2;
    }


    .lic-icon {
        width: 36px;
        height: 36px;

        margin-bottom: 10px;

        font-size: 19px;

        border-radius: 10px;
    }


    .lic-benefit-card h3 {
        font-size: 14px;

        line-height: 1.25;
    }


    .lic-benefit-card p {
        font-size: 10px;

        line-height: 1.4;
    }


    /* STATS */

    .lic-stats-row {
        grid-template-columns:
            1fr;

        gap: 12px;

        margin-top: 20px;

        padding-top: 18px;
    }


    .lic-stat-item {
        padding:
            10px 12px;

        border-radius: 12px;

        background:
            rgba(255,255,255,0.055);
    }


    .lic-stat-number {
        font-size: 14px;
    }


    .lic-stat-text {
        font-size: 10px;
    }


    .lic-trust-line {
        gap: 7px;

        margin-top: 18px;

        font-size: 10px;
    }


    /* FORM */

    .lic-form-card {
        width: 100%;

        padding:
            26px 18px;

        border-radius: 21px;
    }


    .lic-form-card::before {
        left: 25px;
        right: 25px;
    }


    .lic-form-top {
        align-items: flex-start;

        gap: 11px;
    }


    .lic-form-icon {
        width: 42px;
        height: 42px;

        border-radius: 11px;

        font-size: 18px;
    }


    .lic-form-card h2 {
        font-size: 19px;
    }


    .lic-form-top p {
        font-size: 11px;

        line-height: 1.45;
    }


    .lic-form-progress {
        margin-bottom: 19px;
    }


    .lic-form-section-title {
        font-size: 13px;

        margin-top: 18px;

        margin-bottom: 12px;
    }


    .lic-form-group {
        margin-bottom: 14px;
    }


    .lic-form-group label {
        font-size: 11px;

        margin-bottom: 5px;
    }


    .lic-form-group input,
    .lic-form-group select {
        height: 52px;

        border-radius: 12px;

        padding:
            0 13px;

        font-size: 14px;
    }


    .lic-mobile-input {
        height: 52px;

        border-radius: 12px;
    }


    .lic-country-code {
        padding:
            0 10px;

        font-size: 12px;
    }


    .lic-no-spam {
        font-size: 10px;

        padding:
            9px 10px;
    }


    .lic-callback-btn {
        min-height: 58px;

        border-radius: 13px;

        font-size: 16px;
    }


    .lic-expert-text {
        font-size: 11px;

        line-height: 1.4;
    }


    .lic-disclaimer {
        font-size: 9px;

        padding:
            0 5px;
    }

}


/* =====================================================
   SMALL MOBILE
===================================================== */

@media (max-width: 380px) {

    .lic-hero-section {
        padding:
            28px 12px
            40px;
    }


    .lic-left-content h1 {
        font-size: 29px;
    }


    .lic-hero-description {
        font-size: 13px;
    }


    .lic-benefits-grid {
        gap: 8px;
    }


    .lic-benefit-card {
        padding:
            13px 10px;
    }


    .lic-benefit-card h3 {
        font-size: 13px;
    }


    .lic-form-card {
        padding:
            23px 14px;
    }


    .lic-form-card h2 {
        font-size: 18px;
    }

}

/* =====================================================
   FORM-ONLY LAYOUT OVERRIDES
   Left-side promotional content removed.
===================================================== */

.lic-hero-section {
    min-height: 100vh;
    padding: 40px 20px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.lic-main-container {
    display: flex;
    width: 100%;
    max-width: 720px;
    margin: 0 auto;
    justify-content: center;
    align-items: center;
    gap: 0;
}

.lic-left-content {
    display: none !important;
}

.lic-form-card {
    width: 100%;
    max-width: 650px;
    margin: 0 auto;
}

@media (max-width: 767px) {
    .lic-hero-section {
        min-height: 100vh;
        padding: 24px 14px;
    }

    .lic-main-container {
        display: flex;
        width: 100%;
        max-width: 100%;
        gap: 0;
    }

    .lic-form-card {
        width: 100%;
        max-width: 100%;
        padding: 26px 18px;
    }
}/* End custom CSS */